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Monthly Archives: April 2013

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Benefits of Applying FAFSA

There are many need based students who have been helped by Federal student aid to make their dreams come true. This financial help is mostly recommended because it’s either free, paid by government or have low fixed interest rates. Going for private lender must be the last option if you are not sure you can afford the fee and interest. The most important is the student to fill out and complete the FAFSA form so you will become eligible for any financial aid. In this way, you can choose your own type that is best for you.

You may want to take a look and know each benefit of the Federal student financial aid types:

Student Loans

–           Loans given by government are cheaper than those given by private lenders. It has fixed rate and money given is based on the family income.

Benefits:

  1. The government will be the one to pay for the Federal Perkins Loan and Subsidized Stafford Loan. This is as long as you are enrolled in the school.
  2. Middle-class and family low income students are helped by student loan through building a good credit history.

College Grants

–           Is like an award given to student and do not require pay back.

Benefits:

  1. Students that belong to middle class or low income may receive $2,445 each year.
  2. There are colleges offering institutional grants to their own students for the tuition payment.

Work-Study

–          Government offer a part time job to student on their chosen field to help pay college tuition.

Benefits:

  1. You can earn the money while you are studying you can use not only for your tuition but other expenses.
  2. It does not affect your financial aid status if you plan to apply for another one.

These are the three forms of Federal student aid you can get and their own benefits. Choose you think that best you can manage.

Opening Scottrade Account

A lot of us wanted to have our money to be in a safe place and much as possible can grow. If you want a better future, you can always find a broker where you can invest your money. There are many brokers whom you can entrust your money and make it raise. Luckily, you can reach brokers now through online. You can find many online brokers which can be a tough decision. But what you need is to find the company that can satisfy what your financial capability. Just research online from good feedback companies and compare them. It will help you decide in this way.

One good recommendation would be the Scottrade. This company is now among the largest online brokers built by Rodger Riney. It has about 100 companies all over United States. This makes them very easy to find. You better know more about this company so you can decide whether this is the one for you. Go to www.scottrade.com login page and know more about this company. There are many great features you will know in this company. If you decided to opt for Scottrade, you might want to know how to open an account. Here are the simple steps in opening a Scottrade account.

 

  1. Enter the URL on the internet browser, www.scottrade.com.
  2. Seek the link that states “Open your Scottrade account” and click on it.
  3. Fill the request form online data needed.
  4. Then, you have to fund your account while using the ACH, account transfer, verify or wire transfer.
  5. Right now, build your account portfolio. Online trading account will be the page to track every transaction you make.
  6. Lastly, you have to read the account agreement. If you agree, print and sign it.

 

Now you know the simple steps in obtaining an account for Scottrade. All you need to do now is research more about this company so it will be an advantage to your part knowing what the trading online company can offer.